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GWN Fixed Interest Option - (XGFFW)

About the program

This is Standalone Product


The Guaranteed Fixed Interest Fund is designed to provide plan participants with a guaranteed return of principal, along with competitive crediting rates and full liquidity. The investment is currently managed by The Standard utilizing their stable value solution for qualified account types only. The fund’s conservative, risk-controlled approach and full guarantee of principle and interest is backed by the claims-paying ability of Standard Insurance Company and is an attractive solution for retirement plan participants seeking safety, liquidity and yield.

The GWN Fixed Interest Account offers the following benefits:

Guaranteed Rate

The interest rate is announced in advance and locked in for the calendar quarter.

Minimum Interest Rate

The interest rate is guaranteed never to be less than 1 percent. This is guaranteed for the life of the contract.

Safety

All principal and accumulated interest are fully guaranteed to participants by Standard Insurance Company.

Liquidity

Participant withdrawals and transfers are permitted daily at book value, regardless of market conditions.

Conservative Investment Approach

The guaranteed rate is supported by a portfolio of high-quality, publicly traded bonds plus commercial mortgages within Standard Insurance Company's general account.

Account type

Qualified accounts only

Compensation

50 bps trail across the grid

Guarantee Rate

Effective April1, 2024 through June 30, 2024, the guaranteed annualized interest rate is:
2.95% NET
Fund Overview
Fund Category:
Stable Value Fund
Ticker:
XGFFW
Cusip:
853528156
INCEPtion date:
June 1, 2018
Standard Insurance Company Financial Strength Ratings as of September 2022
A+ (strong)
by Standard & Poor’s 5th of 20 rankings
A1 (Good)
by Moody’s 5th of 21 rankings
A (Excellent)
by A.M. best** 3rd of 13 rankings

Historical Net Crediting Rates

GWN Fixed Interest Account
3Q2023
4Q2023
1Q2024
2Q2024
2.65%
2.75%
2.90%
2.95%

Guaranteed Fixed Interest Fund is a group annuity product issued by Standard Insurance Company. Amounts contributed and the fulfillment of any guarantees specified in the group annuity contract are insurance claims supported by the full faith and credit of Standard Insurance Company. Guaranteed Fixed Interest Fund is neither a mutual fund nor a bank product and is not insured by the FDIC or any other federal governmental agency. Standard Insurance Company periodically resets the interest rate credited on contract balances, subject to a minimum rate specified in the group annuity contract. Past interest rates are not indicative of future rates. Guaranteed Fixed Interest Fund may not be available in all states. Information on Guaranteed Fixed Interest Fund may be obtained by contacting your Standard Insurance Company representative.

The Standard is the marketing name for StanCorp Financial Group, Inc., and its subsidiaries. StanCorp Equities, Inc., member FINRA, wholesales a group annuity contract issued by Standard Insurance Company and a mutual fund trust platform for retirement plans. Third-party administrative services are provided by Standard Retirement Services, Inc. Investment advisory services are provided by StanCorp Investment Advisers, Inc., a registered investment advisor. StanCorp Equities, Inc., Standard Insurance Company, Standard Retirement Services, Inc., and StanCorp Investment Advisers, Inc., are subsidiaries of StanCorp Financial Group, Inc., and all are Oregon corporations.